RAQAMLI MOLIYAVIY XIZMATLAR TIZIMIDA KIBERXAVFSIZLIKNI TA’MINLASHNING INSTITUTSIONAL VA IQTISODIY MEXANIZMLARI
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https://doi.org/10.68023/xmb66704Kalit so‘zlar:
kiberxavfsizlik, raqamli moliyaviy xizmatlar, fintex, moliyaviy barqarorlik, raqamli risklar, institutsional tartibga solish, kiberrisklarni sug‘urtalashAbstrak
Maqolada raqamli moliyaviy xizmatlar (internet-banking, mobil to‘lov tizimlari, fintex platformalari) sohasida kiberxavfsizlikni ta’minlashning institutsional va iqtisodiy jihatlari tahlil qilingan. Tadqiqotda kontent-tahlil, qiyosiy tahlil va mantiqiy-tarixiy usullardan foydalanilgan holda raqamlashtirish jarayonida yuzaga keladigan yangi turdagi risklarning iqtisodiy tabiati, ularning
moliyaviy barqarorlikka ta’siri hamda ularni boshqarishning institutsional va iqtisodiy mexanizmlari o‘rganilgan. Natijalar shuni
ko‘rsatdiki, kiberxavfsizlik endi texnik emas, balki moliyaviy barqarorlikning ajralmas iqtisodiy omili sifatida qaralishi lozim. Maqola yakunida raqamli moliyaviy xizmatlar sohasida kiberxavfsizlikni ta’minlash bo‘yicha amaliy tavsiyalar ishlab chiqilgan.
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